Cash Flow Management
A rolling 13-week cash forecast and early warning monitoring so you always know where you stand. We help you avoid surprises and make decisions with cash, not hope.
What we do
- Build and maintain a 13-week rolling cash forecast
- Track actual vs forecast and refine assumptions
- Flag pinch points early with clear actions
- Support decisions: hiring, spend, pricing, payment terms, funding needs
- Optional runway and scenario modelling
How we do it
- Build: connect bank data and key drivers (invoices, payroll, tax, spend)
- Cadence: weekly updates for the next 4-6 weeks, then rolling updates
- Actions: we agree what to do when a pinch point is identified
- Refine: forecasts improve quickly once you track variance consistently
Items to note
- A forecast is only useful if it is updated. We focus on a simple weekly rhythm.
- Tax payments (VAT, PAYE, corporation tax) are often the biggest predictable outflows.
- Payment terms and debtor management often matter more than headline profitability.
What we need from you
- Bank access and a list of recurring costs (payroll, rent, software, loans)
- Visibility of invoice pipeline and expected receipts
- Agreement on who owns actions (collections, spending decisions, funding)
Typical timeline
- Initial forecast: typically within 1-2 weeks once inputs are available.
- Then updated weekly on an agreed day and time.
More detail
Cash flow management is about control. A rolling 13-week forecast gives you visibility early enough to act, whether that is chasing invoices, delaying spend, adjusting payment terms, or lining up funding. We focus on a simple rhythm so the forecast stays current and useful rather than becoming stale.
We build forecasts around your real cash drivers: payroll, VAT and PAYE dates, recurring costs, and expected receipts. Over time, tracking actual vs forecast improves accuracy and makes the forecast a reliable decision tool, not just an exercise in guesswork.
Frequently asked questions
Is this only for businesses in trouble?
No. High-growth businesses use cash forecasts to plan hiring, marketing spend, and tax payments without surprises.
Do you use a spreadsheet or software?
We can use a spreadsheet or a forecasting tool depending on complexity. The important part is cadence and accuracy.
How often is it updated?
Weekly is typical. The next few weeks matter most, so we keep it tight and current.
Will it include VAT and PAYE dates?
Yes. We include all predictable tax outflows so the forecast reflects real cash.
Want to talk it through?
Book a free discovery call and we will point you to the right service.
Schedule a call